Many businesses and advisors may be glad to have 408(b)(2) and 404(a)(5) behind them, but the reality is that the more difficult work may just be starting. As fiduciaries or advisors to the plan, it is the responsibility of the plan sponsor to review and analyze their plans’ fees and services to assure plan participants that they are reasonable. As a recent Wall Street Journal article points out, not only have a significant percentage of small business owners not even reviewed the disclosure notices, but of those that have, more than half don’t fully understand what they are reading. Confusion creates opportunity. At Brinker Capital we can clearly demonstrate how our 408(b)(2) disclosure is designed to provide clarity and transparency to this critical requirement while providing assistance and support to the advisor and plan sponsor.